IBNeko's Journal-Nyo~!

I've decided I'm going to file this for further reference. Maybe someday I'll follow your dad's example, because his approach seems pretty sound, he already has that debt, and he's transferring it to a temporarily lower rate, the only risk he opened himself up to is messing up and triggering bad apr or not being able to pay it all off by the end of the year. The tutorial article guy mentioned how he was making a couple extra thousand per year, and given that he's exposing himself to a 40000 dollar dept risk, I'd say for me at least, the risk is not worth it. I already make a good salary, and instead I should focus on that and my life.